anguard Mortgage can help you with just about any type of real-estate loan.  Including the following:

• Conventional - For our clients with great credit.  Usually 5 % down payment.  Clients who have worked at least 2 years at the same job and receive W-2's from their employer.
• FHA - For our clients with good or little credit.  Usually 3 % down payment and at least 2 years at the same job and receive W-2's.  Credit guidelines are less strict than conventional.  Usually reserved for first time home buyers who have not owned a home in the last three years.
• VA - For our current or former military clients who are eligible for their VA entitlement.  Allows for $ 1 down payment.  Credit guidelines similar to FHA.
• Jumbo - loans above $ 240,000.  For our clients with excellent credit as well as B paper.
• Home Equity Loans - Our clients can borrow against the equity in their homesteads.
• Farmers Home Loan- $ 0 Down payment loans in certain geographical areas.  Credit guidelines similar to FHA.
• $ 0 Down Payment Loans - 100 % financing, with no down payment.
• Investor Loans - Loans on Non Owner Occupied property.  Down payments usually 10 % - 20 %.  For our clients with excellent credit and B paper as well.
• Refinances- Our clients can refinance their existing mortgage often at a lower rate and monthly payment.
• Second Liens - Our clients can borrow 10%, 15%, or 20% mortgage loans to off-set PMI or reduce down payment. No Income Verification Loans - Loans For Self-Employed Borrowers
• B,C,D Paper Loans- Our clients with less than perfect credit can still obtain financing.  Rates are usually slightly higher.  Required down payment is usually slightly higher as well.
• Second Home Loans- Loans for vacation homes.